We currently operate in the following Minnesota counties: Blue Earth, Brown, Cottonwood, Dodge, Faribault, Fillmore, Freeborn, Jackson, Le Sueur, Martin, Mower, Murray, Nicollet, Nobles, Olmsted, Redwood, Rice, Steele, Waseca, and Watonwan.

South Central Mutual is a Township Mutual by Minnesota Statute. This means we are authorized to write fire and allied lines; however, we are not authorized to write catastrophe perils such as wind, hail, liability, and special form. For these coverages, we package and issue a complete policy with one of our packaging partners, RAM Mutual or North Star Mutual. Both are Minnesota based companies as well. This provides a complete and seamless policy for your farm or homeowners insurance needs available through your local independent insurance agent.

For over a century, we have helped our neighbors with local, competitive, and comprehensive insurance options for their farms and homes. Use our agent search option here or contact our office to locate an agent near you.